Visa Credit Cards That Make You Say Yes!

Lighten the load.

Pay off your high-interest balances with our Visa® Gold Credit Card with interest rates starting at 7.90% APR* and zero balance transfer fees. 

And, if we can't beat your national credit card rate, we'll give you $100**.  
Just another way Telco helps you find More Ways to Say Yes when you need it most.

We Don't Like Fees

No balance transfer fees or annual fees, ever. Those stink.

Safe and Secure

Visa focuses on security, so you can focus on your finances.

Rate Guarantee

If we can't beat your national credit card rate, we'll give you $100.**

Not a Telco Member?

It's easy! Just click here to join online today or visit one of our four locations.

Compare The Difference. You'll Love the Results.

Baton Rouge Telco Visa® Gold Rate compared to other popular credit card rates

Baton Rouge Telco

Visa® Gold

7.90%

APR

Lowest entry rate


$0
Annual Fee

Chase

Capital One

Discover

Sapphire Preferred®

16.24%

APR

Lowest entry rate


$95
Annual Fee

Venture®

17.99%

APR

Lowest entry rate


$95
Annual Fee

Discover it® Cash Back

14.24%

APR

Lowest entry rate


$0
Annual Fee

Copyright © Baton Rouge Telco Federal Credit Union. All rights Reserved.

*Quoted APR is Telco’s current rate as of August 1, 2019. All rates, terms, and conditions are subject to change and are based on creditworthiness. Low minimum monthly payment of only 2% of balance or $10 (whichever is greater). Cash advance fee of $10.00 or 2% of the amount of each cash advance (whichever is greater). Overdraft Protection Fee: $5.00 per transfer — if you opted to use the line of credit  (LOC) as a transfer source. Account Transfer Fee: $10.00 or 2%, whichever is greater, per transaction. This includes any transfer of funds from the LOC to an account, either in person or electronically.

**Rate guarantee applies to national credits cards including American Express, Bank of America, Capital One, Chase, Citi Bank, Discover, Wells Fargo, and airline credit cards. Rate guarantee offer excludes any credit card introductory rates (must be the standard APR), or secure credit cards. Individual must be able to show documentation that their current standard credit card APR is comparatively lower than the Telco Visa Gold rate they would be approved for, based on creditworthiness. Must complete credit card application. Qualifying individuals will receive $100 in the form of a Visa e-gift card once requirements and verification have been completed. Offer good through August 23, 2019. Subject to change. Membership eligibility requirements apply. 

Comparison quoted credit cards rates listed on respective websites as of July 8, 2019. Comparison card rates are based on creditworthiness and may vary with the market based on Prime Rate.