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Big News: We’re Waiving the Appraisal Fee!

Now through June 30th, we’re covering your appraisal fee — saving you up to $600!1

Apply Today
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Buying, upgrading, or renovating? Whatever your home goals are, BR Telco has the loan to get you there — with expert guidance and a process that feels as smooth as a fresh coat of paint..

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No Appraisal Fee

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Competitive Rates

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Fast Closings

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No PMI Up to 90%

Keep More Cash in Your Pocket

Big loan? No big fees. Our origination fees are capped2, so you can finance with confidence, knowing you’re getting a great deal — without unexpected costs eating into your budget.

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Lock In Your Home Loan

At BR Telco, we believe getting a home loan should be exciting, not exhausting. Our team is here to help you every step of the way, with straightforward options and zero hidden surprises.

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Home Loans FAQs

How can I make my mortgage payments?

You can pay online, by phone (fee may apply), by mail or at your nearest branch location. You can also set up a recurring automatic withdrawal payment option.

When is my mortgage payment due?

All mortgage payments are due on the 1st of the month and are considered late after the 15th of the month.

What types of home loans are available?

Baton Rouge Telco offers real estate loans for new home purchases, land purchases, 1st and 2nd mortgage refinancing with cash-out options, and home equity lines of credit (HELOC). We do not offer loans for mobile homes, condominiums (townhomes are acceptable), or investment properties.

What is Home Loans For Heroes?

Our Home Loans for Heroes Program is just our way of saying thanks for the good you do for our country and local communities. This program includes teachers, fire department, law enforcement, nurses, EMTs, active or former military, CPAs, CFAs, PhDs, Architects, and Actuaries.

Not a member? Membership with BR Telco is easy! 

Do you live, work, or attend school in one of the following parishes?

  • Ascension
  • East Baton Rouge
  • East Feliciana
  • Iberville
  • Livingston
  • Pointe Coupee
  • Saint Helena
  • Tangipahoa
  • West Baton Rouge
  • West Feliciana

Are you a parent, child, sibling, grandparent, grandchild, stepparent, or stepchild of a BR Telco member?

If you answered yes to either of these questions, you are eligible to join the credit union movement.

 

JOIN TODAY

Ready to Get Started?

From first homes to forever homes, we’re ready to help you unlock the door to your future. With the appraisal fee waived, now is the time to take action!!

Get Started

Disclosures

1 — Only applies to 1st mortgages. Does not apply to a current Telco mortgage. The appraisal fee will be waived if the application is placed between April and June 2025.

2 — Applies to loans of $400,000 or more