Premier Interest Checking
One of the highest checking rates around, and it’s totally free!1
Open Your Account
Our Premier Interest Checking is designed to fit your lifestyle. Whether you're making groceries, fueling up, or enjoying crawfish season, you’ll earn big while spending smarter.
2Day Early Pay Direct Deposit
Real-time card controls and alerts
Absolutely No Fees, Like ever
No Minimum Balances Needed
Earn more on your money
Most banks barely pay you for your checking balance, but we do! With BR Telco’s Premier Interest Checking, you’ll earn a top-tier 5.55% APY2 rate while enjoying all the perks of a truly free account.
Your money, your way
From getting paid early with 2Day Early Pay3 direct deposit to smart debit card controls, our Premier Interest Checking puts you in charge. No fees, no hassle — just the freedom to spend, save, and earn on your terms.
Checking FAQs
Is a debit card included with your checking accounts?
Absolutely! Our checking accounts allow you to make convenient debit card purchases online and in person.
Does Baton Rouge Telco offer overdraft protection?
Yes, with our Overdraft Protection, you can link your Baton Rouge Telco savings account to your checking account. If funds are unavailable in your checking account, we will transfer money from your savings (if available) to cover the transaction to avoid an overdraft fee. This service is available at a charge of $5 per item.
Can I set up direct deposit to my checking account?
Yes, you can set up direct deposit with your employer to have your paycheck automatically deposited into your checking account. This provides faster access to your funds and eliminates the need to visit a branch.
What is 2Day Early Pay?
With 2Day Early pay, your paycheck is available up to 2 days before your normal payday. This service is free on all checking accounts with Direct Deposit. So if you normally get paid on Friday, you’ll now see your paycheck in your account as soon as Wednesday.
Are your checking accounts insured?
Yes, all of our checking accounts are federally insured by the National Credit Union Administration (NCUA) for up to $250,000.
Do your checking accounts include free online banking and bill pay?
Yes, all of our credit union checking accounts include free online, mobile, and text banking. With online and mobile banking, you can conveniently pay bills, check your account balance, and take care of other banking tasks. You can also use our mobile app for remote check deposits, which saves trips to a branch. Also, with text banking, you can receive account alerts to stay informed about your account balance and transactions.
Can I access my account when I’m traveling?
Yes, through Co-Op Shared Branching, you can access your bank account through over 5,000 shared branches nationwide!
Can I make ATM withdrawals when I’m traveling?
Yes, you'll have access to over 120 local ATMs without being charged a fee, and 73,000 nationwide. This allows you to make convenient ATM transactions while you are traveling
Not a member? Membership with BR Telco is easy!
Do you live, work, or attend school in one of the following parishes?
- Ascension
- East Baton Rouge
- East Feliciana
- Iberville
- Livingston
- Pointe Coupee
- Saint Helena
- Tangipahoa
- West Baton Rouge
- West Feliciana
Are you a parent, child, sibling, grandparent, grandchild, stepparent, or stepchild of a BR Telco member?
If you answered yes to either of these questions, you are eligible to join the credit union movement.
