The best save and spend bundle, only at BR Telco.
Pair our new, high-yield Premier Savings account with our popular Premier Checking account to grow your money faster.
Bundle Today
When you pair Premier Savings with Premier Checking, you unlock our Premier, High-Yield Bundle.
4.00%1 on Premier Savings
5.55%2 on Premier Checking
Your cash stays accessible
Qualification is easy
Exclusively at BR Telco.
Our Premier High-Yield Bundle is designed to earn you more on regular day-to-day banking activities. Plus, it's a smart alternative to stashing cash in a certificate of deposit, keeping your money accessible while it's growing.
Qualifying is made so easy that you'll hardly notice it.
Just sign up for eStatements, set up direct deposit, and make 15 debit transactions a month. That's it!
Premier Bundle FAQs
What is the Premier Bundle?
Our Premier Bundle is a new, better way to save, only available at BR Telco. BR Telco's new Premier Savings paired with our popular Premier Checking is designed to help members maximize their earnings. By using these products together, you can earn higher interest on deposits and get maximum rewards on your everyday spending.
How do I get 5.55% APY on my Premier Checking account?
Simple! Just enroll in monthly e-statements, set up a direct deposit, and make at least 15 debit card transactions each month to qualify. If you don’t qualify one month, don’t worry! You’ll never be charged a penalty, and you can earn the 5.55% APY the next month you do qualify.
How do I get 4.00% APY on my new Premier Savings account?
It’s easy! If you already have a Premier Checking, then you're eligible to open a Premier Savings account. To qualify for the 4.00% APY on Premier Savings, make sure you're hitting the qualifying activities on your Premier Checking account each month. Enroll in eStatements, set up a direct deposit, and use your debit card 15 times each month to qualify.
How is the interest on Premier Savings paid and how do I qualify?
On balances of $0 - $50,000.00, dividends are earned at the full percentage (currently 4.00% APY if monthly requirements are met.)
On balances exceeding $50,000.00, dividends are earned at 2.00% APY if monthly requirements are met.
Dividends are earned at 0.10% APY if monthly requirements are not met.
Monthly Requirements:
- Enroll in eStatements
- Set up direct deposit (any amount into any account)
- 15 debit card transactions before last day of the month
What is the non-qualifying rate for Premier Savings?
The non-qualifying rate is 0.10% APY; currently the same as a regular savings account at BR Telco.
Do I need Premier Checking to earn 4.00% on Premier Savings?
Yes, you must have both and meet the monthly checking account qualifications.
Are there fees if I don’t meet the monthly requirements?
No. If you don’t qualify one month, don’t worry! You’ll never be charged a penalty, and you can earn the higher rate the next month you do qualify.
Can I have more than one “bundle” per membership?
No. You can only have one Premier Bundle per membership.
Can I switch my current savings to Premier Savings?
No. A new Premier Savings account must be opened. But it's super simple and you can open a Premier Savings online in just minutes, or give us a call or stop by any branch for assistance.
How can I open a Premier Checking account?
If you already have a BR Telco account, you can add another savings - or checking account - from inside your online banking account. Visit "Additional Services" and click on "Add Account to Membership".
If you don't have an existing account or you'd like more help from our team, you can fill out our online application or give us a call at 225.924.8900.
Not a member? Membership with BR Telco is easy!
Do you live, work, or attend school in one of the following parishes?
- Ascension
- East Baton Rouge
- East Feliciana
- Iberville
- Livingston
- Pointe Coupee
- Saint Helena
- Tangipahoa
- West Baton Rouge
- West Feliciana
Are you a parent, child, sibling, grandparent, grandchild, stepparent, or stepchild of a BR Telco member?
If you answered yes to either of these questions, you are eligible to join the credit union movement.
Earn more. Save more.
Pair our new Premier Savings with our popular Premier Checking account to grow your money faster.
Bundle Your Accounts
Disclosures
1 – Earn 4.00% APY on balances up to $50,000 and 2.00% APY on balances over $50,000. You must have a Premier Checking Account within the same membership as the Premier Savings Account and meet all monthly requirements of the Premier Checking Account. Existing savings accounts cannot be converted to a Premier Savings – a new account must be opened. Only one Premier Bundle per membership. Minimum deposit of $5.00 to open account.
2 – To qualify for 5.55% APY, the following qualifications must be met within each month: 1) make 15 debit card transactions (non-ATM) that post and settle to your account; 2) receive direct deposit to any account within the membership; and 3) enroll in eStatements. Full terms online. Minimum deposit of $5.00 to open account.
APY = Annual Percentage Yield. APY is Telco’s current rate. Rates may change after account is opened. Dividends are calculated on a daily balance method and are compounded and credited monthly. If account requirements are not met, the non-qualifying rate will be 0.10% APY. Membership requirements do apply. All rates are subject to change.