A New, Better Way to Save
The Premier Bundle is designed for people who want simple, smart banking that actually works for them.
Some things just work better together.
Your money is no different! Pair our popular Premier Checking with our high-yield Premier Savings account and start growing your money faster.
Earn More Money With Less Effort.
The average member earns $45+ per month, or over $550 a year, with Premier Savings.1
3.60%1 on Premier Savings
5.55%2 on Premier Checking
Your cash stays accessible
Qualification is easy
Open Your Premier Checking Account
Your everyday account for deposits, spending, and bill pay earns 5.55% APY2 on balances up to $10,000.
Pair It With Premier Savings
Earn up to 3.60% APY3 on balances up to $50,000, with savings that grow alongside your checking and stay easy to access.
Free Bonus: 2Day Early Pay®
When you sign up for direct deposit, you'll get your money up to two days faster so it's there when you need it!
Exclusively at BR Telco.
You already bundle the things that matter in your life like routines, priorities, and your favorite ways to unwind. The Premier Bundle works the same way. When your checking and savings work together, your money does more without you having to think about it.
One checking account. One high-yield savings account. One easy way to make your money work harder.
Qualifying is so easy that you'll hardly notice it.
Simply enroll in eStatements, set up direct deposit, and make 15 debit card purchases each month.
There is no penalty if you miss a month, and you can earn the higher rate again as soon as you meet the requirements.
Premier Bundle FAQs
What is the Premier Bundle?
Our Premier Bundle is a new, better way to save, only available at BR Telco. BR Telco's new Premier Savings paired with our popular Premier Checking is designed to help members maximize their earnings. By using these products together, you can earn higher interest on deposits and get maximum rewards on your everyday spending.
How do I get 5.55% APY on my Premier Checking account?
Simple! Just enroll in monthly e-statements, set up a direct deposit, and make at least 15 debit card transactions each month to qualify and earn the high interest rate. If you don’t qualify one month, don’t worry! You’ll never be charged a penalty, and you can earn the 5.55% interest rate the next month you do qualify.
How do I get 3.60% APY on my new Premier Savings account?
It’s easy! If you already have a Premier Checking, then you're eligible to open a Premier Savings account. To qualify for the 3.60% APY interest rate on Premier Savings, make sure you're hitting the qualifying activities on your Premier Checking account each month. Enroll in eStatements, set up a direct deposit, and use your debit card 15 times each month to qualify.
How is the interest on Premier Savings paid and how do I qualify?
On balances of $0 - $50,000.00, dividends are earned at the full percentage (currently 3.60% APY if monthly requirements are met.)
On balances exceeding $50,000.00, dividends are earned at 1.80% APY if monthly requirements are met.
Dividends are earned at 0.10% APY if monthly requirements are not met.
Monthly Requirements:
-
Enroll in eStatements
-
Set up direct deposit (any amount into any account)
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15 debit card transactions before last day of the month
What is the non-qualifying rate for Premier Savings?
The non-qualifying interest rate is 0.10% APY; currently the same as a regular savings account at BR Telco.
Do I need Premier Checking to earn 3.60% on Premier Savings?
Yes, you must have both and meet the monthly checking account qualifications.
Are there fees if I don’t meet the monthly requirements?
No. If you don’t qualify one month, don’t worry! You’ll never be charged a penalty, and you can earn the higher rate the next month you do qualify.
Can I have more than one “bundle” per membership?
No. You can only have one Premier Bundle per membership.
Can I switch my current savings to Premier Savings?
No. A new Premier Savings account must be opened. But it's super simple and you can open a Premier Savings online in just minutes, or give us a call or stop by any branch for assistance.
How can I open a Premier Checking account?
If you already have a BR Telco account, you can add another savings - or checking account - from inside your online banking account. Visit "Additional Services" and click on "Add Account to Membership".
If you don't have an existing account or you'd like more help from our team, you can fill out our online application or give us a call at 225.924.8900.
Not a member yet?
Joining BRT is quick and simple.
Do you live, work, or attend school in one of the following parishes?
- Ascension
- East Baton Rouge
- East Feliciana
- Iberville
- Livingston
- Pointe Coupee
- Saint Helena
- Tangipahoa
- West Baton Rouge
- West Feliciana
Are you a parent, child, sibling, grandparent, grandchild, stepparent, or stepchild of a BR Telco member?
If you answered yes to either of these questions, you are eligible to join the credit union movement.
Earn more. Save more.
Already have Premier Checking? Then you're just one step away from adding Premier Savings and enjoying the best save and spend bundle.
Disclosures
1 – Based on the average earnings of all current Premier Savings account members during the first quarter of 2026. Your earnings may differ depending on your balance, deposits, withdrawals, and prevailing rates.
2 – To qualify for 5.55% APY, the following qualifications must be met within each month: 1) make 15 debit card transactions (non-ATM) that post and settle to your account; 2) receive direct deposit to any account within the membership; and 3) enroll in eStatements. Full terms online. Minimum deposit of $5.00 to open account. The monthly qualification cycle is defined as the period beginning at 12:00 a.m. CST on the first day of the current monthly statement cycle through 5:00 p.m. CST (the close of business) on the last day of the current monthly statement cycle.
3 – Earn 3.60% APY on balances up to $50,000 and 1.80% APY on balances over $50,000. You must have a Premier Checking Account within the same membership as the Premier Savings Account and meet all monthly requirements of the Premier Checking Account. Existing savings accounts cannot be converted to a Premier Savings – a new account must be opened. Only one Premier Bundle per membership. Minimum deposit of $5.00 to open account.
APY = Annual Percentage Yield. APY is Telco’s current rate. Rates may change after account is opened. Dividends are calculated on a daily balance method and are compounded and credited monthly. If account requirements are not met, the non-qualifying rate will be 0.10% APY. Membership requirements do apply. All rates are subject to change.